Health Insurance
That Actually
Works for You.
Self-employed, 1099, or just tired of overpaying? Walt Scarborough shops every carrier in your state so you get the best coverage at the lowest possible cost — with no broker fees, ever.
Simple Process
Get Covered in 3 Steps
Book a Free Call
Schedule a no-obligation 15-minute call with Walt to discuss your situation and coverage needs.
Get Your Options
Walt shops every carrier in your state to find the best plans at the lowest cost — including subsidy opportunities you may qualify for.
Get Covered
Once you choose your plan, Walt handles the enrollment. You're covered — usually within days.
What We Offer
Coverage for Every Situation
Whether you're self-employed, between jobs, or approaching Medicare age — we have a solution.
Marketplace Health Insurance
ACA-compliant individual and family plans. We shop every carrier to find the best coverage at the lowest net premium — and help you maximize any subsidies you qualify for.
Private Health Insurance
Off-marketplace plans for self-employed individuals, 1099 contractors, and small business owners who need flexibility without ACA restrictions.
Life Insurance
Term and whole life policies to protect your family's financial future. We work with top-rated carriers to find the right fit for your budget and goals.
Medicare Plans
Medicare Advantage, Supplement (Medigap), and Part D prescription drug plans. We guide you through every option so you never pay more than you should.
Appointed with Top Carriers
Why Front Range Health
An Independent Broker
Working for You, Not Insurers.
Unlike captive agents who can only sell one carrier's plans, Walt is fully independent — meaning he shops every carrier in your state to find the plan that actually fits your life and budget.
His service is completely free to you. Carriers pay the commission — you get expert guidance, enrollment support, and an advocate in your corner at no cost.
- Access to every major carrier in your state
- ACA subsidy optimization — maximize your savings
- Ongoing support after enrollment
- Licensed in CO, FL, TN, OR, SC & TX
Currently Licensed In
Client Reviews
What Clients Are Saying
"Awesome service! I found Walt during a time of uncertainty about health insurance. Walt made it easy to understand and helped me obtain great coverage. I highly recommend Front Range Health!"
"Walt was able to navigate the insurance policies and find me great Medical and Dental insurance at an affordable price. He even made sure all my doctors were in-network. Excellent service!"
No Obligation · No Cost
Ready to Stop Overpaying
for Health Insurance?
Book a free 15-minute call with Walt. He'll review your situation, compare your options, and show you exactly what you qualify for.
No spam. No pressure. Just answers.